Category Archives: Financial

24. Overcoming The Hurdle of Financial Advice for Women

June 16, 2021Finance, Finances, Financial, Taxes, UncategorizedCRIS Financial, Debt, Financial Advisor, Financial Planning, Financial Risk, Jim Donewald, John Glowacz, money, Social Security, Womenwellroundedretirement

One recurring issue in financial services is that it’s a predominantly male industry. Often, male advisors have a difficult time relating to women and even talking to them when it comes to financial planning.

In this episode of Well Rounded Retirement, Jim Donewald discusses the barriers for female clients when seeking help with their financial planning from a financial advisor.

Jim discusses:

How women view money differently than men
The questions women should be asking their advisors
What advice he would give to women to secure their financial plan
And more!

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23. Getting Geeky about HAILaGEEK with Tom Heard

June 2, 2021Finance, Finances, Financial, Taxes, UncategorizedComputer Repairs, Customer Experience, HAILaGEEK, IT Service, Small Business, Solution, Technician, Technology, Tom Heardwellroundedretirement

Technology is obviously a big part of our lives everyday, and with technology comes technology issues. But not everyone is a geek with technology, that’s why sometimes you just have to leave it to the experts.

In this episode of Well Rounded Retirement, Jim Donewald talks with Tom Heard, founding partner at HAILaGEEK to discuss his app that instantly connects small businesses and home technology users with on-site helpful service and repairs.

Tom Heard discusses:

How he came up with the idea HAILaGEEK
How the app works
Why you should use HAILaGEEK versus any other technology service provider
How you can find HAILaGEEK
And more!

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Episode 22 – Simplifying the Financial Planning Process — with Steve Goldstein

May 19, 2021Finance, Finances, Financial, Taxes, UncategorizedFinancial, Financial Planning, Long Term Care, planning, retirement, retirement planning, Software, Tax Rates, Well Rounded Retirementwellroundedretirement

As most people grow up they get a job, make as much money as possible and try to save as much as they can. But, if you’re not paying attention to what the rest of your financial life looks like, how do you know when you can retire?

In this episode, Jim Donewald sits down with Steve Goldstein, CFP®, ChFC®, president of Thomas Gold Solutions to discuss how the retirement analyzer software makes it so easy to plug information and numbers to simplify your financial plan.

You will learn:

What is so important about an overall financial plan
Why a ‘monthly expense plan’ is the cornerstone of all financial planning
All the moving parts that can cause change to your financial plan
And more!

Tune in to learn more about how you can stay on track to maintaining your financial plan for retirement!

Resources: CRIS Financial | John Glowacz | Jim Donewald | Steve Goldstein | Thomas Gold Solutions : (800) 854-6621

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Episode 21 – Jump in the Market of Buying or Selling a Home — with Joe Burrage

May 5, 2021Finance, Finances, Financial, Taxes, UncategorizedBuy, CRIS Financial, Financial, Financial Planning, future, Home, Jim Donewald, John Glowacz, Market, money, planning, podcast, Real Estate, retire, retirement, retirement plan, retirement planning, retirement savings, Sell, taxes, Well Rounded Retirement Podcastwellroundedretirement

In today’s market, selling your home is the easy part. The difficult part is finding your next place to live before you put your home on the market.

In this episode, Jim Donewald sits down with Joe Burrage, a licensed real estate agent with Keller Williams Heritage to discuss some background information about how Joe got into the business and how Joe has guided clients through buying and selling a home since 1993.

You will learn:

The details of the buying/selling process
How the pandemic has affected the real estate markets
The big surprises in the real estate industry
And more!

Tune in to learn more about the real estate market!

Resources: CRIS Financial | John Glowacz | Jim Donewald | Joe Burrage : (210) 383-1246

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Episode 20 – Insurance Protection at a Reasonable Cost — with Beth Glowacz

March 31, 2021Finance, Finances, Financial, Taxes, UncategorizedCRIS Financial, future, Jim Donewald, John Glowacz, money, planning, podcast, retire, retirement, retirement plan, retirement planning, retirement savings, taxes, Well Rounded Retirement Podcastwellroundedretirement

When it comes to insurance most people want the cheapest price—but being cheap doesn’t necessarily save you money in the long run.

In this episode, Jim Donewald sits down with John’s wife Beth Glowacz, agency owner and partner at Cinco Ranch Insurance Services, to discuss independent insurance services and educate listeners on tips to avoid high replacement costs on your home, vehicles and more.

In this episode you will learn:

The advantages to bundling insurance and how it works
Why it makes sense to go to the independent agency compared to a big captive agency
What people can do to keep their insurance costs down
And more!

Tune in to learn how Beth Glowacz will help protect your personal property.

Resources: CRIS Financial | John Glowacz | Jim Donewald | Cinco Ranch Insurance Services : (281) 391-7608

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Episode 19 – What To Focus on For Retirement Planning

March 17, 2021Finance, Finances, Financial, Taxes, UncategorizedCRIS Financial, future, Jim Donewald, John Glowacz, money, planning, podcast, retire, retirement, retirement plan, retirement planning, retirement savings, taxes, Well Rounded Retirement Podcastwellroundedretirement

We understand everyone has busy lives—why not take 10, 15, 30 minutes to focus on the starting points for your retirement planning.

In this episode, Jim Donewald discusses some of the basics of retirement planning, and shares parts of conversations he has everyday to help you plan for your retirement.

In this episode you will learn:

How taxes are the number one player in everyone’s retirement
The potential risk of passing your IRA to your children
Why there are really only two plans out there — your plan and the government’s plan
And more!

Tune in to learn about how to take responsibility for your retirement planning!

Resources: (281) 665-3081: CRIS Financial | John Glowacz | Jim Donewald | Episode 10

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Episode 18 – What Does It Really Look Like to Retire?

March 3, 2021Finance, Finances, Financial, Taxes, UncategorizedCRIS Financial, future, Jim Donewald, John Glowacz, money, planning, podcast, retire, retirement, retirement plan, retirement planning, retirement savings, taxes, Well Rounded Retirement Podcastwellroundedretirement

Everyone talks about retirement—but what does it all really mean? What does the process truly look like?

In this episode, Jim Donewald outlines the overall process of retirement, including definitions of the basic terms, to help you better understand information given in previous episodes. Jim also shares a review of why he does what he does to help clients make the most of their retirements, and do better with the information they have.

In this episode you will learn:

Why Jim Donewald does what he does
Why the number one concern for clients preparing for retirement should be taxes
The three places your money falls when planning for retirement
How CRIS Financial provides all sorts of options for retirement solutions
And more!

Tune in to make sense of the retirement process and learn how to implement the strategies!

Resources: CRIS Financial | John Glowacz | Jim Donewald

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Episode 17 – Protection of Estate Planning

February 17, 2021Finance, Finances, Financial, Taxes, UncategorizedCRIS Financial, future, Jim Donewald, John Glowacz, money, planning, podcast, retire, retirement, retirement plan, retirement planning, retirement savings, taxes, Well Rounded Retirement Podcastwellroundedretirement

Are you prepared to protect your estate at the time you pass away?

In this episode, Jim Donewald sits down with guest Richard Behlmann, Managing Attorney at Behlmann Law Firm, board certified in estate planning and probate law, to discuss the power of estate planning documentation, including the urgency of how to take control of your estate planning early.

In this episode you will learn:

The general differences between a will versus a trust
The general rule of what should be in your trust
How a trust helps will the situation of a divorce
The other areas of concern in estate planning
And more!

Tune in to learn more about how to protect your estate by communicating your wishes!

Resources:

CRIS Financial | John Glowacz | Jim Donewald | Richard Behlmann | Behlmann Law Firm

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Episode 16 – The Financial Concern of Widowhood

February 3, 2021Finance, Finances, Financial, Taxes, UncategorizedCRIS Financial, future, Jim Donewald, John Glowacz, money, planning, podcast, retire, retirement, retirement plan, retirement planning, retirement savings, taxes, Well Rounded Retirement Podcastwellroundedretirement

Widowhood is the result of losing a spouse, and it can be both emotionally traumatic as well as financially draining if you’re not prepared.

In this episode, Jim Donewald discusses how to prepare your finances and have all the necessary documentation to manage on your own if you lose your spouse.

In this episode you will learn:

The first thing you need to do if you lose your spouse
How quickly you need to deal with finances
The adjustments that need to be made to your retirement plan as a widow or widower
The potential loss of benefits that could come from losing your spouse
Why some clients avoid preparing for widowhood
And more!

Tune in to learn more about how to proactively prepare for the situation of widowhood!

Resources: CRIS Financial | John Glowacz | Jim Donewald

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Episode 15 – A Behind-the-Scenes Look at How Alpha Advisory Monitors Portfolios to Help You Retire Smarter –– With Nick Heinrich

January 13, 2021Finance, Finances, Financial, Taxes, UncategorizedCRIS Financial, future, Jim Donewald, John Glowacz, money, planning, podcast, retire, retirement, retirement plan, retirement planning, retirement savings, taxes, Well Rounded Retirement Podcastwellroundedretirement

At CRIS Financial, we have a deep bench of professionals that help you plan for your ideal retirement.

In this episode, Jim Donewald talks to Nick Heinrich, a financial planning director at Advisory Alpha, about how his team brings additional depth and infrastructure to support client portfolios at CRIS Financial. You will get rare insight into what Nick and his team look for when reviewing client portfolios, especially in the wake of market volatility and corrections.

You will learn:

The perks of being a client of a smaller financial organization
The features and benefits of asset lock
How market volatility and corrections may have impacted your portfolio
Unique solutions offered by Advisory Alpha
And more!

Resources:

CRIS Financial | John Glowacz | Jim Donewald | Nick Heinrich | Advisory Alpha

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